Archive for May 2013

New Destin, Florida Kelly Plantation Home for Sale

4340 Carriage Lane Destin, Fl

4340 Carriage Lane


Check out our latest Destin, Florida listing in Kelly Plantation, priced at $399,500:

This home is marvelously-located in Kelly Plantation on a golf course lot that views the fairway of the celebrated Fred Couples Golf Course. The house is a Rutenberg Home which features fantastic built-ins, pocket doors, lush professional landscaping, over-sized garage with workshop area, and a large kitchen that views the family room and also opens to a sunny breakfast room and has sliding glass doors that open on to the lanai from the living room. Fantastic master suite with luxurious master bath and great southern exposure! Voted one of the Best Places To Live in Destin, Kelly Plantation features a beautiful club house, upscale dining facility, large owner’s club pool, workout facility,


Atlanta Homes Sales Update for April 2013

Atlanta Homes Sales Prices April 2013



With a lack of adequate supply, Atlanta home prices are continuing to rise. Single family homes are up 30% YTD for April 2013 over YTD 2012 prices. Atlanta condos and Atlanta townhomes are up an astounding 33%, as well.

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Inventory, or the lack thereof, seems to be the main reason why Atlanta home prices are rising so fast. Many Atlanta listings are attracting multiple offers, resulting in bidding wars for the most sort after properties.

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My advice to anyone who is considering selling their home is to get it on the market, now. Peak summer home hunting season has started and this time of year affords the most potential buyers for your house. Although the market will


Credit Myth 1 – Paying Collections

Credit Myth 1 - Pay Collections

Credit Myth 1 – Pay Collections


The following guest blog is written by Teressa McIntosh with HOPE Credit Service.


Paying collection accounts is usually the first place people start when deciding to try to fix a damaged credit report. However, the idea that paying off a collection account will boost a consumer’s credit scores is, unfortunately, very wrong. The FICO credit scoring model was built to help lenders predict the likelihood of a borrower going 90+ days past due on a loan within the next 2 years. If a borrower is likely to go 90+ days delinquent on an account within the next 2 years then a lender will probably consider the borrower to be a bad credit risk.

When a consumer pays off an


St Marlo Country Club Homes for Sale



St Marlo Country Club


Located in Duluth, Georgia, St Marlo is a wonderful subdivision that features a beautiful 18 hole golf course designed by Denis Griffiths. Situated on over 900 acres, the 24 hour gated community of St Marlo Country Club offers splendid views, gorgeous homes, a pool complex, cabana/clubhouse, 9 lighted tennis courts, and a sports field. Low taxes and great schools round out the benefits of living in St Marlo.

Presently, there are 24 homes for sale in St Marlo with pricing ranging from $450,000 up to $3,000,000.

To view homes for sale in St Marlo, click here!

For detailed information on any St Marlo home for sale or for custom sales statistics for St Marlo


How Credit Scores Affect Financing

Credit scores affect financing costs

Credit scores affect financing costs

Note: The following guest blog was written by Senior Mortgage Consultant, Sam Thompson, with Community & Southern Bank. 


The thing on the tip of most lenders’ tongues these days when we pre-qualify borrowers is this one question: what are your credit scores?   The answer to that question will basically determine the prospect’s chances of qualifying for financing as well as their interest rates. Fortunately or unfortunately, the derivation of one’s credit score is not an exact science, but attaining a minimum credit score for almost all loan programs is a must.  That score for government lending programs such as FHA and VA these days has basically evolved to a middle score of 640 while conventional loans typically require 660-680. The best interest rates

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